Shresta R

About Shresta R

I’ve always been fascinated by how money moves — not just the numbers, but the systems, the decisions, and the strategy behind it all. That curiosity led me to pursue a B.Com, driven by a genuine interest in accounts and finance, and later an MBA in Finance, where I began exploring the deeper mechanics of financial systems.My first internship in Indian Overseas Bank introduced me to the world of banking, where I got a good understanding on how MSME and corporate loans are assessed, sanctioned, and monitored. I was especially drawn to how banks evaluate risk — how they strike that delicate balance between opportunity and caution.At Cholamandalam Finance, I stepped further into the digital side of lending. I analyzed credit filters, and suggested improvements to boost the leads without increasing risk.Analyzed competitors’ financial statements and identified their digital strategies for personal loans to uncover insights that could help Chola enhance its offerings and market approach.Today, I bring a blend of curiosity, analytical thinking, and a constant drive to learn. I\'m actively seeking opportunities in finance, where I can contribute to effective financial management that drives sustainable growth.

Experience

1. Debt Management Analyst

   Shell

   Sep 2025 — Present

Education

• Kola perumal chetty vaishnav senior secondary school

  High school

• SRM IST Vadapalani Campus

  Master of Business Administration - MBA, Finance and Business Analytics

• Anna Adarsh College For Women

  Bachelor of Commerce - BCom

  2020 — 2023