Shivarayagowda Biradar

About Shivarayagowda Biradar

AI-driven Business Analyst with 4+ years of experience delivering high-impact solutions across financial services, e-commerce, and technology sectors. Currently supporting credit risk optimization and real-time data integration initiatives at Charles Schwab, leveraging tools like Apache Spark, Databricks, Snowflake, Tableau, and Salesforce Financial Services Cloud. My expertise lies in bridging the gap between business goals and technical solutions—using Agile practices, advanced analytics, and cross-functional collaboration to deliver scalable, data-backed insights. I’m passionate about transforming complex data into actionable strategies, improving regulatory compliance (Dodd-Frank, Basel Indian e-commerce policies), and driving measurable business improvements.

Experience

1. Business Analyst

   Charles Schwab

   Mar 2024 — Present · IL, US

   Worked on end-to-end implementation of an AI-driven credit risk management system, leveraging machine learning algorithms to improve credit risk assessment accuracy by 35%, ensuring compliance with Dodd-Frank and Basel regulations. Collected, analyzed, and documented business requirements, creating comprehensive BRD, FRD, and SRS documents, while collaborating with cross-functional teams to ensure regulatory alignment and business goals. Performed GAP analysis and impact assessments to identify process inefficiencies, leading to a 25% reduction in transaction processing time and enhanced system performance. Designed and deployed real-time data visualization dashboards in Tableau, improving executive decision-making speed by 40% through dynamic KPI tracking and risk exposure analysis. Orchestrated large-scale data integration using Apache Spark and Databricks, optimizing ETL pipelines and reducing data latency by 45%, ensuring timely and accurate reporting. Automated complex reporting workflows using Python and VBA, streamlining data extraction and transformation processes, which cut manual reporting efforts by 50%. Developed and customized interactive CRM dashboards within Salesforce Financial Services Cloud, enhancing client portfolio management and boosting client engagement metrics by 30%. Executed root cause analysis on financial datasets using advanced SQL queries across Snowflake and PostgreSQL, identifying data inconsistencies and improving data quality by 20%. Facilitated Agile Scrum ceremonies (daily stand-ups, sprint planning, retrospectives), managed user stories, and maintained sprint backlogs in Jira, ensuring on-time delivery of high-quality features. Created comprehensive UML diagrams (use case, sequence, class) using Microsoft Visio, improving system design clarity and fostering better communication among developers, testers, and stakeholders.

Education

• Sri Siddartha Institute of Business Management

  Bachelor's degree

• DePaul University

  Masters

  2023 — 2025