Shivani Gupta
Credit Analyst | Financial Analyst | Data Analyst | SQL | Power BI | Excel Banking | Data Visualization
- Role
- Credit Relationship Manager at HDB Financial Services Ltd.
- Location
- Pune, MH, IN
- LinkedIn followers
- 500 followers
About Shivani Gupta
Analytics-focused professional with a strong background in credit risk and financial data…
Experience
Credit Relationship Manager
Mar 2023 — Present · Pune, IN
My role involves analyzing financial and operational data to assess creditworthiness and make informed decisions on whether a company should be granted credit.\"In my role, we begin by gathering all the necessary financial and business data from the client. We then perform detailed analysis using MIS tools to generate reports such as the ABB ( acitivity based budgeting) report, credit appraisal memo, and review ITRs. These documents provide insights into the company’s financial health and are crucial in evaluating their creditworthiness. This comprehensive analysis helps us make well-informed decisions on whether or not to extend credit to the company.\"
Education
IPS ACADEMY, Indore
Bachelor of Science - BSc
2016 — 2019
IPS ACADEMY, Indore
Master of Business Administration - MBA
2019 — 2021
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