Shiv Kumar

Finance Graduate | B.Com (Hons) | Skilled in Financial Modeling & Business Analytics | Gaining Skills in Excel, Power BI

Role
Credit Analyst at AU SMALL FINANCE BANK
Location
Patna, BR, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Shiv Kumar

Finance professional with gaining knowledge in Business Analytics, Financial Modeling, and Business Intelligence. Currently pursuing MBA at ICFAI University Jaipur with focus on Banking, Corporate Finance. Skilled in Microsoft Excel, Power BI, and data analysis. Passionate about leveraging data-driven insights to solve complex business problems. Looking for opportunities in investment Banking and Business Analytics roles.

Experience

  1. Credit Analyst

    AU SMALL FINANCE BANK

    Mar 2026 — Present · Jaipur, IN

    Responsible for supporting the credit analysis process by evaluating financial statements, analyzing borrower creditworthiness, and assisting in risk assessment. Gaining hands-on exposure to credit appraisal, financial ratio analysis, and loan documentation within the banking environment. Collaborating with senior analysts to review customer profiles, assess repayment capacity, and understand lending policies. Learning how financial data, market conditions, and business performance influence credit decisions. This internship provides practical exposure to banking operations, risk management, and financial analysis while helping develop strong analytical, problem-solving, and decision-making skills essential for a career in banking and finance.

Education

  • Guru Ghasidas Vishwavidyalaya, Bilaspur

    Bachelor of Commerce - BCom, Accounting and Finance

  • B.D public school

    12th commerce, Accounts

    2019 — 2021

  • ICFAI University Jaipur

    Master of Business Administration - MBA, Finance & Analytics

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Shiv Kumar — Credit Analyst at AU SMALL FINANCE BANK in Patna, BR, IN | Unifers