Shavinder Kumar
Head – Credit & Enterprise Risk Management / Sr. Vice President at SBI Card
- Role
- Head Credit & Enterprise Risk Management at SBI Card
- Location
- South Delhi, DL, IN
- LinkedIn followers
- 500 followers
About Shavinder Kumar
A seasoned and versatile Risk Leader with over 25 years of diverse experience across Credit Risk, Fraud Risk, Enterprise Risk, VendorRisk, Collections, and Operations in the financial services sector. Currently heading Credit and Enterprise Risk at SBI Card, with prior leadership roles in Fraud Risk and Collections. Proven ability to build and govern enterprise-wide risk frameworks, regulatory compliance, risk analytics, automation, and large-scale team leadership. Adept at driving operational excellence, aligning risk frameworks with business strategy, and spearheading technology-led transformations, with direct engagement at Board and regulatory levels.
Experience
Head Credit & Enterprise Risk Management
Jun 2024 — Present · Gurugram, IN
Governance lead for Credit Risk, Fraud Risk & Collections; 2nd line of defense.• Developed early warning systems; led portfolio reviews and risk mitigation.• Delivered Board and regulatory risk reporting, managed policy governance.• Strengthened ERM framework; aligned RAS and KRIs with regulatory norms.
Education
Birla Institute of Technology, Mesra
Bachelor of Engineering (BE), Mechanical Engineering
1991 — 1995
Indian Institute of Management, Lucknow
Executive Program in Chief Operations Officer, Operations Management and Supervision
Institute of Management Technology, Ghaziabad
Master of Business Administration (MBA), Finance & Systems
1999 — 2001
Skills
- Credit Cards
- Financial Services
- Vendor Management
- Operational Risk Management
- Risk Management
- Team Management
- Business Development
- Strategic Planning
- Relationship Management
- Portfolio Management
- Loans
- Business Strategy
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