Shashank Varshney

About Shashank Varshney

Experienced banking professional with over a decade in Corporate and Wholesale Credit, spanning portfolio management, credit underwriting, and risk governance. After leading large-ticket corporate portfolios at Canara Bank, I have transitioned to a mid-senior leadership role at RBL Bank as Deputy Vice President – Wholesale Credit, where I contribute to regional-level credit decisioning, structuring, and process modernization. Passionate about integrating risk analytics, technology, and business judgment to drive sound credit growth.I have extensive experience across Corporate and SME Credit Appraisal, Credit Risk management, Strategic Planning, and Client Servicing in the banking sector. As a Credit/Risk Analyst in corporate credit wings, I managed a corporate credit portfolio of crores, appraising and processing credit limits—including project loans, term loans, working capital, and non-fund-based facilities—ranging from ₹100 to ₹250 crores. My exposure spans diverse industries such as Infrastructure, NBFCs, Manufacturing, Commercial Real Estate (CRE), and Lease Rental Discounting (LRD).Proficient in risk assessment, financial analysis, and covenant monitoring, I ensure adherence to RBI norms, Basel standards, and internal policy frameworks. I’ve also played an active role in strengthening portfolio quality, reducing NPAs, and building scalable credit mechanisms supported by strong operational governance.I hold an Executive PGDM (Finance & Strategy) from MDI Gurgaon, which has further enhanced my analytical and strategic decision-making skills. I am passionate about building resilient credit portfolios, optimizing risk frameworks, and leveraging data-driven insights to support sustainable business growth.

Experience

1. Deputy Vice President

   RBL Bank

   Oct 2025 — Present · New Delhi, IN

   Entrusted with credit risk evaluation and structuring of large-ticket corporate exposures, reporting directly to the Regional Head – Wholesale Credit.• Responsible for end-to-end credit decisioning, from proposal vetting and financial analysis to sanction recommendation and post-sanction monitoring.• Partner with relationship teams, policy, and risk functions to enhance portfolio quality, PD/LGD models, and credit process automation (LOS/LMS).• Contribute to regional credit strategy and risk governance, aligning with RBL’s wholesale growth objectives.

Education

• Management Development Institute, Gurgaon

  PGDM - BM

• Institute of Engineering and Technology

  Bachelor of Technology - BTech, Mechanical Engineering

  2008 — 2012