Shashank B.

About Shashank B.

As a dedicated Credit Process Manager with progressive experience in the financial sector, I bring forth a robust understanding of credit risk assessment, AML compliance, and KYC procedures, allowing me to contribute to organization\'s financial health and regulatory adherence. My expertise lies in conducting financial statement analyses to determine creditworthiness, enabling informed decision-making and optimized risk assessment. I have a proven track record of developing credit scoring models, which enhances loan approval rates while minimizing potential defaults. Proficiency with advanced data analysis tools, including Microsoft Excel, Python, SQL, and Tableau, allows me to perform precise risk assessments. These tools support strategic financial decisions and streamline processes, contributing to efficient workflow management and improved customer satisfaction. Throughout my tenures, I have been committed to maintaining high standards of compliance with global KYC regulations and AML requirements. My ability to administer rigorous verification procedures ensures integrity of customer information. Additionally, I foster a culture of continuous improvement by providing training and mentorship on best practices in credit risk management and compliance, promoting adherence to regulatory standards and enhancing operational effectiveness. To know more about me, connect with me on LinkedIn or drop me a line at s••••••••@gmail.com

Experience

1. Manager

   HDFC Bank

   Dec 2024 — Present · Pune, IN

   In my current role, I have been responsible for directing credit procedures for residential properties, particularly for our NRI clients. I have ensured that all processes align with our institutional standards, thereby maintaining high compliance levels. One of my key achievements has been maintaining a turnaround time (TAT) of 1.4 days, which is significantly better than the industry average of 5.8 days. This efficiency has allowed me to facilitate the sanctioning of loans worth INR within a fiscal year, ranking us second in India. By streamlining the credit evaluation process, I achieved a 30% increase in loan approvals and improved customer satisfaction scores by 25% through faster processing times and enhanced customer service. I also administer overseas KYC processes, ensuring they comply with global regulations. My role involves managing end-to-end loan processing, from application review to final approval, ensuring a smooth and efficient workflow. Additionally, I provide training and mentorship to a team of four, focusing on best practices in credit risk management.

Education

• Chhattisgarh Swami Vivekanand Technical University, Bhilai

  Bachelor of Engineering - BE, Mechanical Engineering

  2014 — 2018

• Shri Shankaracharya Technical Campus Bhilai

  Bachelor of Engineering, Mechanical Engineering

  2014 — 2018

• Institute of Management Technology, Hyderabad

  PGDM, Marketing

  2019 — 2021