Sharad J.

About Sharad J.

CXO professional with experience in BFSI domain (Blackstone PE, ICICI Bank, SBI Caps, L&T Finance & Tata Group) Diverse experience in technology and operations management in Retail and Investment banking, Lending,and Insurance along with business process excellence expertise. Specialist in nurturing Innovation and Incubation of business ideas with technology and business start-ups.Applied knowledge of various tools AI, Data Analytics, Blockchain, Enterprise Architecture, Design Thinking, Value Engineering, Lean Sigma and TRIZ Directed and implemented multiple Digital Transformations in large to mid-size companies with focus ondelivering long term strategic capabilities with hybrid sourcing approaches Strong expertise in Core Solution Implementation (CBS, PAS, LMS, ERPs) System Integration projects andIT operations and Information and Cyber Security and customer facing digital technologies Established in-house fintech capabilities with focused technology strategy leading to hybrid and balancedoutcomes for organisation Accomplished large greenfield IT program implementation towards launch of new business set up,Technology transformations (Change the Business), business transformation and outsourcing managementincluding steady state systems management (Run the Business) and Information Security and ITGovernance. Demonstrated large services contracting and service integrators management skills with reputed ITvendors such as IBM, TCS, Microsoft, Oracle Received ET BFSI 2022- Best Initiative in Technology Orientation for digital transformation of AadharHousing Finance and Customer Experience reorientation Award in 2023, Received Banking Frontier-NBFC2021 Awards for Best Cybersecurity, Best API, Omnichannel Experience Initiatives, Certified AI Management System Lead Auditor- ISO 42001:2023, Certified ISMS Lead Auditor (Information Security Management System, ISO/IEC 27001:2013) and ITILFramework (ITIL Foundation Certified Professional) Very Good exposure in facilitating internal audits, statutory audits, regulatory audits (RBI, NHB, IRDA, CVC,SEBI)Key Skills & Experience: Core System Implementations, IT Procurement and Budgeting, Project Managementand Execution, IT Solution Architecting, Self Service delivery of business for retail channels and customers,Channel and Customer Experience Management, Technology and Data Monetization, P&L management,Pricing and product development, Consulting, IT Governance using ITIL framework, RBI Bluebook Guidelines,IT Security and Audit

Experience

1. Chief Information & Technology Officer

   Aadhar Housing Finance Ltd.

   May 2025 — Present · Mumbai, IN

Education

• University of Mumbai

  Masters in Management Studies , Finance

• Veermata Jijabai Technological Institute (VJTI)

  Bachelor of Engineering, Mechanical Engineering

• University of Mumbai

  Doctor of Philosophy - PhD, Technology Innovation

• Indian Institute of Management Ahmedabad

  EEP in Strategic IT Management for CIO, Business Administration and Management, General

• IIT Bombay - Shailesh J. Mehta School of Management

  CEP in Building Global CIO Competencies, Computer/Information Technology Administration and Management

• Indian Institute of Management, Calcutta

  Leadership Development Programme, Organizational Leadership

• Insurance Institute of India

  Licentiate, General Insurance

Skills

• Management Information Systems (Mis)
• Outsourcing
• Atm
• Business Process
• Business Development
• IT Initiatives
• Finance
• IT Strategy
• Product Development
• Analysis
• Project Delivery
• Pre-Sales
• Business Strategy
• Vendor Management
• Mis
• Strategy
• Enterprise Software
• Sdlc
• Sales
• Project Management
• Crm Implementation
• Pmo
• Management
• Profit Center Management
• Business Analysis
• Innovation Research
• Requirements Analysis
• Start-Ups
• Atm Networks
• Integration
• Project Portfolio Management
• Negotiation
• Customer Relationship Management (Crm)
• Procurement
• Business Process Improvement
• Crm
• Outsourcing Management
• Consulting
• Banking
• Business