Shaoyang Luo
Sr Lead Data Scientist @Enova International
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WORK HISTORY
Sr Lead Data Scientist @Enova International
Design, build, and deploy major underwriting models to better manage consumer credit risk• Lead aggressive recovery initiatives to restore post-COVID business to pre-COVID levels by adjusting pricing and approval levels in the time of uncertainties• Invented scalable version control framework after identifying pain points of model structure – thus reducing complexity of development work, improving code readability and minimizing manual errors• Enhance auto decision capability in the loan review process after working with third parties to analyze bank transaction data• Develop Life Time Value (LTV) model on our customer base to guide business decisions on the likely profitability of proposed operational changes• Pilot in Open Decision Infrastructure (ODI) to speed up model iteration procedures• Renovate ODI training material with step-by-step guidance to reduce learning curve for analytics teams • Develop customer engagement strategies, evaluate risk of prospective projects, and design implementation plans in collaboration with leadership to improve customer retention rates
EDUCATION
The University of Chicago Booth School of Business
Master of Business Administration - MBA
University of Illinois Urbana-Champaign
Bachelor of Science (B.S.), Actuarial Science; Mathematics
University of Illinois Urbana-Champaign
Master’s Degree, Statistics, Analytics
SKILLS
ABOUT SHAOYANG LUO
Experienced Data Scientist with a demonstrated history of working in the consumer goods industry. Skilled in Probability, Microsoft Word, Mathematics, Management, and Actuarial Science. Strong research professional with a Master’s Degree focused in Statistics from University of Illinois at Urbana-Champaign.
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