Shanti Lal Dhabliya
Branch Credit @MAS Rural Housing & Mortgage Finance Limited
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WORK HISTORY
Branch Credit @MAS Rural Housing & Mortgage Finance Limited
Bhilwara, IN
Grade - Officer 1.Loan Evaluation & Processing - Assess and process Home Loan and LAP applications based on financial and property documents.2. Creditworthiness Assessment - Analyze borrower\'s income, repayment capacity, and credit history to determine loan eligibility.3.Risk Analysis - Evaluate financial risks, property valuation, and legal clearances to mitigate potential defaults.4.Compliance & Policy Adherence - Ensure all loan approvals follow internal policies, RBI guidelines, and legal regulations.5.Loan Disbursement Management Oversee sanctioning and disbursal processes while verifying necessary documentation.6. Portfolio Monitoring - Track loan repayments, identify early warning signals, and take corrective actions to minimize NPAS.7.Coordination with Sales & Operations Work closely with sales teams to achieve loan targets and provide credit-related insights.8. Customer Interaction - Guide customers on loan terms, eligibility criteria, and documentation requirements.9.Fraud Prevention - Conduct due diligence to detect fraudulent applications and prevent financial losses.10.MIS & Reporting - Maintain accurate records of loan approvals, rejections, and outstanding cases for management review.
EDUCATION
Maharshi Dayanand Saraswati University (MDSU), Ajmer
Bachelor of Arts
Lovely Professional University
Master of Business Administration - MBA
ABOUT SHANTI LAL DHABLIYA
Branch Credit Manager
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