Shannon Smith

Senior Default, Litigation Oversight, & Risk Exposure Analyst @AmeriHome Mortgage Company, LLC

Westlake Village, CA, US

At AmeriHome Mortgage, I serve as a Senior Default, Litigation Oversight & Risk Exposure Analyst, leading initiatives that protect the company’s financial and legal standing in high-stakes mortgage servicing litigation. I ensure strict compliance with investor guidelines, federal and state regulations, and sub-servicer performance standards (helping to minimize exposure to costly disputes) and regulatory penalties.I specialize in transforming complex loan and case data into actionable risk-mitigation strategies/designing policies that streamline workflows, reduce litigation timelines, and strengthen investor confidence. My responsibilities include conducting detailed loan-level research, reconciling case and servicing data, identifying errors, managing origination/title disputes, and overseeing a portfolio of ~200 litigated matters.Partnering closely with executive leadership, legal counsel, and multiple business units, I provide ad-hoc reporting, data-driven recommendations, and formal settlement proposals based on in-depth analysis. I also approve litigation fees, assess settlement requests, and craft strategies that balance risk, compliance, and operational efficiency. My expertise in mortgage servicing systems, legal documentation, and custodial file review enables me to deliver accurate reporting, effective audits, and informed business decisions—consistently safeguarding corporate interests and driving operational excellence.

Florida State University

Bachlor's