Shankar Menon
Credit risk & Policy - IDFC First Bank | MBA(Finance), NMIMS Mumbai ’23 | NIT Calicut ’19
- Role
- Risk Manager (F1) at IDFC FIRST Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
Experience
Risk Manager (F1)
Jun 2023 — Present · Mumbai, IN
Oversaw portfolio worth ~INR 22,600 Cr with accounts in Mortgage Loans and drove lending strategies to maintain risk within risk appetite Led comprehensive credit risk assessments by analyzing delinquency trends, mortgage performance metrics, roll-rates and provisioning metrics to recommend and drive policy enablers/interventions Led monthly risk reviews with the Executive Director & collection/business verticals and made regulatory submissions for statutory and RBI audits, enhancing transparency and response-readiness Designed and implemented credit policy changes across business verticalsOwned portfolio-level budgeting and risk segmentation for FY25 & FY26 planning cycles Assisted in revamping of debu scorecard and decision tree and month on month monitoring of the same Automated end-to-end portfolio risk monitoring using SQL and collaborated with product and tech teams for seamless FICO-based policy execution Accolade: Awarded “Pinnacle Performer” for FY25 by senior management for strategic impact on portfolio performance
Education
SVKM's Narsee Monjee Institute of Management Studies (NMIMS)
MBA, Finance
2021 — 2023
National Institute of Technology Calicut
Bachelor of Technology - BTech, Mechanical Engineering
2015 — 2019
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