Shalu Malaviya
Vice President – Risk Management | Fintech | MSME Lending | Risk & Policy | ERM, ICAAP & ESG | Marketplace & Co-lending Alignment
- Role
- Vice President at Indifi
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Shalu Malaviya
I am a seasoned risk management professional with 14+ years of experience in credit underwriting, policy design, and enterprise risk across the MSME lending ecosystem. Currently serving as Vice President – Risk Management at Indifi Technologies, I lead strategic initiatives in credit policy, ESG integration, and regulatory compliance.Core Risk & Credit SkillsCredit Risk ManagementCredit UnderwritingEnterprise Risk ManagementOperational Risk ManagementICAAP (Internal Capital Adequacy Assessment Process)Risk Policy Design
Experience
Vice President
Nov 2024 — Present
Education
Indian Institute of Management, Lucknow
Executive Programme in Fintech, Banking & Applied Risk Management
IBS Hyderabad
Master of Business Administration (M.B.A.), Finance
2008 — 2010
University of Allahabad
Bachelors of Science, Mathematics and Statistics
2004 — 2007
Skills
- Financial Modeling
- Derivatives
- Financial Analysis
- Finance
- Financial Risk
- Credit Risk
- Report Writing
- Analytical Skills
- Analysis
- Equities
- Credit Reaearch
- Economic Research
- Valuation
- Management
- Forecasting
- Business Analysis
- Corporate Finance
- Team Management
- Credit Analysis
- Capital Markets
- Investment Banking
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