Shalabh Aggarwal

Role: Chief Technology Officer at CredFlow
Location: New Delhi, DL, IN
LinkedIn followers: 500 followers

Information TechnologyView LinkedIn profile

About Shalabh Aggarwal

Strategic technology leader with 15+ years of experience in building AI-driven platforms across FinTech, B2B SaaS, and enterprise domains. I specialize in 0→1 and 1→10 journeys - scaling products, teams, and infrastructure while aligning tech with business outcomes.As CTO at Credflow and previously VP Engineering at SAVii, I’ve led digital lending transformations, developed AI-powered financial products, and optimized cloud infra to reduce costs and increase scale. My work spans India, USA and Southeast Asia, with deep hands-on knowledge in Python, Go, Node.js, AWS, and modern system architectures.I’m the author of the Flask Framework Cookbook series, an early open-source contributor, and an engineer at heart who leads by product vision, clarity, and velocity. AI-Driven Credit Decisioning Cost-Optimized Cloud Infra Tech Strategy & Team Scale B2B/B2C FinTech Product Leadership

Experience

Chief Technology Officer
CredFlow
Jun 2023 — Present · Noida, IN
Driving the tech + product vision and execution at CredFlow - an AI-powered SaaS FinTech platform helping Indian SMEs improve cashflow, credit access, and financial visibility.• Launched Credflow’s modular digital lending stack (LOS, KYC, NBFC/LMS integrations). • Reduced infra cost by 50% while supporting 150% scale increase. • Re-architected legacy systems for stability, cost-efficiency, and scale. • Designed and developed AI agentic framework (using LangChain) for automation in underwriting, fraud detection, and user scoring. Leveraged NLP, OCR, LLM and RAG to achieve the same.

Education

IMS Engineering College, Ghaziabad
B.Tech, Information Technology
2006 — 2010
Indian Institute of Technology, Delhi
Master of Business Administration (M.B.A.), Technology Management
2016

Skills

Integration
Oracle Sql
Kubernetes
Git
React.js
Open Source Software
Open Source
Django
Underscore.js
Ajax
Programming
Cassandra
Go
Flask
Bigtable
Java
Erp
Mysql
Software Design
Docker
Amazon Web Services (Aws)
Google Cloud Platform
Angularjs
Selenium Testing
Jquery
Sql
Linux
Pl/Sql
Business Analysis
Javascript
Postgresql
Business Process Improvement
Xml
Python
Openerp
Google Closure

Contact information

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Work email
•••••@credflow.in
Personal email
•••••@•••••.com
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Current company

CredFlow

Financial Services · 51 employees · Founded 2019 · Delhi, New Delhi, 110034, IN

CredFlow is a comprehensive cash flow management platform designed to help small and medium-sized enterprises (SMEs) streamline their finances. With over 1 lakh businesses trusting us, we provide cutting-edge solutions that automate payment reminders, integrate seamlessly with popular accounting software like Tally and Busy, and deliver real-time insights on desktop and mobile devices. Our platform empowers business owners to easily track and manage cash flow, ensuring smoother operations and better decision-making. Automating routine tasks saves valuable time and minimizes human error, enabling businesses to focus on growth. At CredFlow, we are more than just a fintech platform—we are a community of passionate professionals committed to solving the everyday financial challenges faced by SMEs. We work tirelessly to offer practical, easy-to-use solutions that drive efficiency and financial success. CredFlow Features Automated Payment Reminders: Set up automatic payment reminders for customers and vendors. Seamless Integration: Syncs with Tally and Busy accounting software. Real-time Insights: Get instant cash flow data on desktop and mobile. Cash Flow Management: Effortlessly track and manage cash flow. Time-saving Automation: Automate routine tasks to reduce errors. User-friendly Interface: Easy-to-use platform for SMEs. Mobile & Desktop Access: Access your data anywhere, anytime. Our core values are the foundation of everything we do: Integrity: We build trust with our customers by offering transparent, reliable, and secure solutions. Excellence: We constantly strive to improve, ensuring our platform delivers the highest quality and most innovative tools. Customer Success: Your growth is our priority, and we are dedicated to providing exceptional support to help you succeed. Join us in simplifying cash flow management and building a brighter future for small businesses everywhere.

credflow.in

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About Shalabh Aggarwal

Experience

Chief Technology Officer

Education

IMS Engineering College, Ghaziabad

Indian Institute of Technology, Delhi

Skills

Find verified contacts for anyone on LinkedIn