Seth Rubinstein
Unlocking growth & profit opportunities along the whole customer credit lifecycle
- Role
- Director of Decision Science at Freedom Analytics
- Location
- Dallas-Fort Worth, TX, US
- LinkedIn followers
- 500 followers
About Seth Rubinstein
Results driven leader with success in transforming lending practices using decision…
Experience
Director of Decision Science
Jan 2021 — Present
Profit is left on the table & growth opportunities missed by lenders & credit card issuers due to the use of legacy credit policy methods.Interested to learn how decision science can turn your lending operation into a profit & growth center using optimization?See here: Science Solutions We Provide Include the following kinds of optimizations- Credit Card Initial Limit Assignment- Credit Card Limit Management – increases/decreases - Checking (current) Account Overdraft Limit Assignment & Management- Loan Originations Pricing- Loan Top Up – decision & terms - Collections – contact strategy (who, when, how)- Customer Service – cross-sell, upsell
Education
University of Chicago
Master of Business Administration (M.B.A.), Finance, Statistics
1988 — 1990
Skills
- Financial Services
- Business Analysis
- Predictive Modeling
- Credit Cards
- Financial Risk
- Credit Risk
- Strategy
- Operations Research
- Retail Banking
- Management
- Analytics
- Banking
- Risk Management
- Portfolio Management
- Credit
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