Sergio Fernández Santos
Gestor En Información De Riesgo De Crédito - Rmf @CaixaBank
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WORK HISTORY
Gestor En Información De Riesgo De Crédito - Rmf @CaixaBank
Madrid, ES
Desarrollo de dashboards estratégicos para una mejor visión y gestión del riesgo- Automatización y mejora continua de procesos que elevan la eficiencia operativa y reducen los tiempos de entrega- Lidero la migración de datos a Google Cloud, fortaleciendo la escalabilidad- Elaboración de informes dirigidos al Banco de España- Herramientas: SAS | SQL | QlikSense | BigQuery (GCP)
EDUCATION
Universidad Complutense de Madrid
Master’s Degree in Big Data & Business Analytics
Universidad San Jorge
Green Belt Lean Manufacturing & Six Sigma – Banking and Industry, Banca e Industria
Universidad Complutense de Madrid
Degree in Applied Statistics
Universidad Camilo José Cela
Postgraduate Program in Recovery Management
ABOUT SERGIO FERNÁNDEZ SANTOS
I’m a Data & Automation Analyst specialized in credit risk, fraud prevention, and process automation within the banking industry. My background blends data analytics, automation, and reporting to enhance decision-making, reduce manual workloads, and improve operational efficiency.At CaixaBank, I lead initiatives to migrate credit-risk reporting to Google Cloud (BigQuery) and implement workflow automation using SAS, SQL, Airflow, and Power Automate. I build data pipelines and dashboards that streamline reporting and strengthen data governance.Previously at Oney Bank, I worked in fraud analytics, developing SAS-based predictive models, automated scoring processes, and VBA tools to simplify daily controls and reporting.I’m currently pursuing the Google Cloud Certified – Professional Machine Learning Engineer (PMLE) certification to expand my knowledge in ML model deployment, MLOps, and AI-driven data automation with Vertex AI, BigQuery ML, Dataflow, and Dataproc.My goal is to grow into roles that combine data engineering, automation, and applied AI, delivering scalable, intelligent solutions in financial environments.
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