Senthil Kumar Thangavel

Vice President, Product Management @ Citi, United States. Global Banking Product Leader | Trade & Working Capital (TWC), Credit Risk & Digital Transformation | Multi-Billion $ Portfolios & AI/GenAI Solutions

Role
Vice President, Product Management, Wholesale Lending Credit Risk at Citi
Location
Dallas-Fort Worth, TX, US
LinkedIn followers
500 followers

About Senthil Kumar Thangavel

AI-driven Trade & Working Capital (TWC) Product Management leader with 18+ years of…

Experience

  1. Vice President, Product Management, Wholesale Lending Credit Risk

    Citi

    May 2025 — Present · Irving, TX, US

    Lead end-to-end product lifecycle for wholesale lending credit review workflows (Helios) — from MVP design to quarterly releases and strategic roadmap delivery.Collaborate with credit risk, operations, compliance, and finance teams to translate 100+ business requirements into scalable product features.Drive automation and workflow enhancements, cutting review turnaround times by 40% and boosting data accuracy by 30%.Strengthen regulatory alignment and audit readiness while reducing operational errors by 20%.Leveraged analytics and KPIs to continuously improve efficiency and cross-team collaboration.Leveraged GEN AI modelling for document processing, credit rule automation, and rating calculation.

Education

  • Vinayaka Missions University

    Master of Computer Applications - MCA

  • Massachusetts Institute of Technology

    Data Science and Machine Learning: Making Data-Driven Decision by MIT IDSS

  • University of Madras

    Bachelor's degree

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Senthil Kumar Thangavel — Vice President, Product Management, Wholesale Lending Credit Risk at Citi in Dallas-Fort Worth, TX, US | Unifers