Sebastian Chavez
Product @ Chime
- Role
- Senior Product Manager at Chime
- Location
- Charlotte, NC, US
- LinkedIn followers
- 500 followers
About Sebastian Chavez
I\'m a fintech product manager at Chime solving problems in the loan servicing space. I previously built payments and financial infrastructure that helped millions of people get paid reliably. I\'ve led the launch and scaling of high-volume money movement systems, reduced payment errors, and supported major platform migrations (ChimeCore).Previously, I worked on real time payments at Orum (acquired by Stripe), helped launch an instant account verification product at Flannel (acquired by Plaid), and worked on faster payments at Wells Fargo.
Experience
Senior Product Manager
May 2023 — Present · US
Loan Management System (Current)Leading product development for Chime’s loan management processing platform, which powers credit products with accuracy, flexibility, and reliability.ACH Processing (Previous)Led the end-to-end build of Chime’s ACH processor within Chime, replacing Galileo as part of our in-house ChimeCore initiative. Owned all core ACH functions, including SFTP integrations with partner banks, receiving and origination flows, returns and NOCs, manual direct deposit tooling, stop payment capabilities, dispute management, and Same Day ACH enablement. Delivered a platform capable of processing at scale with high reliability and operational leverage.
Education
William & Mary
Master of Business Administration, Finance
Virginia Military Institute
Bachelor of Arts, Economics
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