Scott Virzi
Senior Relationship Manager at TD
- Role
- Senior Relationship Manager at TD
- Location
- Bellingham, MA, US
- LinkedIn followers
- 500 followers
About Scott Virzi
As a Loan Officer with more than 23 years experience in Commercial Lending, I consult with prospective and existing clients to identify their current and long term financials needs. This includes developing specific plans to address issues such as managing working capital, funding future growth, partner buy outs, company retirement plans, owner succession planning and managing personal financial positions. I have developed a specific expertise in the food, healthcare and technology industries. For example, I spent three years assisting an existing nursing home owner in the construction of a new nursing home and the consolidation of existing facilities into the new location. I also recently worked with a restaurateur in financing the acquisition and construction of six new restaurants.Capabilities include Relationship Management, Commercial Lending, Commercial Leasing, Deposits, Cash Management, Commercial Real Estate Financing, SBA Lending, Equipment Financing, Credit Analysis, Business Acquisition Finance and Global Trade Finance.
Experience
Senior Relationship Manager
Jun 2018 — Present · Providence, RI, US
I work with clients providing commercial banking services to middle market companies primarily up to $100 million in sales. I work on transactions up to $50MM. I have a specialty focus on investment real estate and the food industries including franchises. We provide real estate financing, lines of credit, equipment financing, merchant banking and cash management services with a particular specialty in international banking services. My client base is in Massachusetts and Rhode Island, but we have the ability to do deals throughout the Eastern US and internationally. Winner of the Q2 2020 TD Bank WOW Award. This award was earned by processing 95 loans and adding four new credit relationships to the bank totaling $6MM in outstandings in the 2nd quarter.
Education
UNLV Lee Business School
Bachelor's, Finance and Accounting
1984 — 1988
D'Amore-McKim School of Business at Northeastern University
MBA, Finance
1997 — 1999
Skills
- Commercial Mortgages
- Portfolio Management
- Loans
- Asset Based Lending
- Banking
- Credit
- Financial Analysis
- Investments
- Lines of Credit
- Financial Services
- Commercial Banking
- Mortgage Lending
- Cash Management
- Credit Analysis
- Underwriting
- Finance
- Commercial Lending
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