Scott Horgan

About Scott Horgan

With over 30 years of experience in hospitality and customer service leadership, I’ve…

Experience

1. Risk Analyst

   CTG Insurance

   Nov 2024 — Present · Grand Blanc, MI, US

   At CTG Insurance, we work alongside group home and adult foster care owners to make sure their businesses are protected the right way. We understand how hard you’ve worked to get licensed, build trust with residents and families, and stay compliant — and we know how confusing and time-consuming insurance can be on top of it all.That’s where our team comes in. We focus on the unique risks that come with running a care-based business — whether that’s making sure your coverage meets state and licensing requirements, protecting your property and staff, or helping you feel confident when it’s time for renewals, audits, or inspections.We don’t just sell policies — we help you build a plan that makes sense, with the right coverage, fair pricing, and a team you can actually reach when something comes up. Our goal is to make insurance one less thing you have to worry about. Specialties:• Adult Foster Care (AFC) & Home Health Agencies• 501(c)(3) Nonprofits & Community-Based Services• Risk assessment and coverage placement• Insurance program structuring for new and established operators• Carrier relations and underwriting advocacy

Education

• Western Governors University

  Master of Science - MS, Change Management and Leadership

• Universidad Nacional de Costa Rica

  Study abroad semester, Spanish

  1994

• Mott Community College

  Associate’s Degree, General Studies

  2015 — 2016

• Ferris State University

  Bachelor’s Degree, Hospitality Administration/Management

  2015 — 2016