Scott Hinkle

Principal and Co-founder @Acumen Financial Advantage

Del Mar, CA, US

WHAT I DOI help CEOs and CFOs of credit unions, non-profits, and successful businesses:(1) Maximize their Supplemental Executive Retirement Plans (SERPs); and,(2) Improve the performance of their safest, most liquid assets.SUPPLEMENTAL EXECUTIVE RETIREMENT PLANS (SERPs)Whether it\'s a Bonus, 457(f), or Split Dollar Plan, our firm can help executives maximize their existing SERPs, often resulting in significantly more retirement income than expected. Alternatively, we can reduce or even offset 100% of the cost of SERPs to the organization.EMPLOYEE BENEFITS AND CHARITABLE PRE-FUNDING STRATEGIESWe have developed unique, high-performing financial tools to better offset the cost of employee benefits and charitable donations while mitigating risk and \"mark-to-market\" accounting treatment.CORPORATE-OWNED LIFE INSURANCE (COLI)Our unique COLI programs will allow you to earn a greater yield on your safest and most liquid capital. If you have COLI in place today, we may be able to substantially improve its performance.WHAT OTHERS ARE SAYING\"A SERP must work well for both our people and the credit union itself. The program that Scott Hinkle, JD, CFP, and his team designed has increased our yield on a significant portion of cash and equivalents while maintaining safety and liquidity. The plan also provides our key people with a safe, simple, and more tax efficient result. It is incredibly flexible and requires 35% less capital than other programs to achieve the desired retirement benefit for each executive.\"-Doug Ferraro, CEO, Bellco Credit Union, Greenwood Village, CO“SAFE invested in COLI as a way to offset the cost of our benefits plans. We came to learn that not all COLI is created equal. Restructuring our COLI with GHJ will provide SAFE with a substantial increase in long-term income from our original program. I cannot emphasize how important it is to review your COLI with the experts at GHJ.”-Dave Roughton, President & CEO, SAFE Credit Union

UC Santa Barbara

B.A., Business Economics

Purdue Global Law School

Juris Doctor, Law