Sayak Sarkar
Director – Credit Risk Modeling | IFRS 9 | Regulatory Analytics | IITK
- Role
- Director at Standard Chartered
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Sayak Sarkar
I am a credit risk and regulatory modeling professional with over 10+ years of experience across IFRS9, retail scorecards, and fraud risk analytics. At Standard Chartered, I lead model development for retail portfolios, overseeing the end-to-end lifecycle of credit risk models used for regulatory and business decisioning.My focus spans the development of PD, EAD, LGD, Pillar 1, and SICR models under IFRS 9, ensuring alignment with internal governance standards and evolving regulatory expectations. I work closely with stakeholders across risk, finance, audit, and compliance to deliver transparent, defensible, and business-aligned modeling solutions.In addition to regulatory model development, I’ve driven initiatives in ECL analytics, fraud detection using machine learning, and credit risk strategy—helping improve both portfolio outcomes and model performance. I’m passionate about building strong, data-driven teams and transforming complex analytics into insights that support strategic decision-making and sound risk management.
Experience
Director
Apr 2025 — Present · Bengaluru, IN
Education
Indian Institute of Technology, Kanpur
Bachelor of Technology (B.Tech.), Materials Science
2011 — 2015
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