Saurabh Seth

Assistant Product Manager | Term Deposits & Savings Portfolio | ALM Member | Digital Banking & Product Strategy | Customer Experience & Compliance

Role: Assistant Product Manager at Utkarsh Small Finance Bank
Location: Varanasi, IN
LinkedIn followers: 500 followers

Sales & Business DevelopmentView LinkedIn profile

About Saurabh Seth

I am a banking professional with expertise in Retail Liabilities, Term Deposits, and…

Experience

Assistant Product Manager
Utkarsh Small Finance Bank
Jun 2022 — Present · Head Office, US
Managing Savings Account & Term Deposit portfolio with focus on new product design, pricing, and proposition development.2. Key member of ALM team, analyzing CASA & TD flows, interest rate trends, and liquidity to support balance sheet decisions.3. Led revamp of Digital FD product including journey optimization, OTP fixes, campaign launch, and performance tracking.4. Designed membership-based Digital Savings Account (123 Account) with tiered pricing model and reward-linked debit card activation.5. Drafted Scope of Work for Rewards & Loyalty Program to onboard vendors and strengthen customer engagement.6. Handled project-based tie-ups with fintechs (e.g, Mintifi FD-backed loan, Airtel Payments Bank FD collaboration).7. Built internal policy documents, T & Cs, BRD/PRD, and process notes for new launches ensuring compliance and scalability.8. Driving acquisition and engagement campaigns for Savings & Term Deposit products.9. Designed customer communication frameworks, brochures, social posts, and calling campaigns.10. SPOC for marketing & training support, enabling branch teams with product knowledge and digital journey handholding.11. Conducted competition benchmarking and market analysis to redesign offerings and improve value proposition.12. Collaborated with tech and operations teams for journey simplification, error fixes, and feature rollouts.

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

Unlock verified contacts

Free to start · No credit card required

Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Start for free See how it works

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.