Satya Narayana Ragathi
Cluster Manager Collections @Axis Bank
Signup · Get unlimited contacts
WORK HISTORY
Cluster Manager Collections @Axis Bank
Hyderabad, IN
Handling recovery pool for accounts 91 to 240 DPD.* Handling team 8 Members in house Team.* Managed a portfolio of overdue accounts for SME focusing on recovering outstanding payments and reducing delinquency rates.* Personally Handling the high value customers on calls or field Visits from Hyderabad.* Ensure timely achievement of collections targets by formulating & executing collections strategy.* Recruit and train the collections team for effective collections & recovery.* Monitor & review the activities of the collection’s teams for the achievement of collections targets.* Review cases with Manager/FCE and work assignment.* Send daily collection reports to the concerned reporting Manager* Collaborated with legal teams to initiate formal recovery processes when necessary.* Increasing the productivity with the help of legal tools by conducting Conciliation camps and sending Arbitrations and Sec 138 and Sec 17 notices.* Managed and processed legal cases under Section 138 of the Negotiable Instruments Act, handling dishonored cheques and coordinating with legal teams to initiate recovery proceedings. Initiated legal actions against borrowers who issued dishonored cheques, including sending demand notices and filing criminal complaints, ensuring strict adherence to legal timelines
EDUCATION
Osmania University
Bachelor of Commerce (B.Com.), Accounting and Finance
SKILLS
ABOUT SATYA NARAYANA RAGATHI
Summary Banking and NBFC professional with 13+ years of experience in collections,…
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.