Sathyaraj S

Experienced in credit underwriting and portfolio management for MSME working capital and term loan facilities, with ticket sizes up to ₹15 crore.

Role: Area Credit Manager at ESAF Bank
Location: Coimbatore, TN, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Sathyaraj S

I\'m having 10+ years experience in credit underwriting and balance sheet analysis and…

Experience

Area Credit Manager
ESAF Bank
Sep 2025 — Present · Coimbatore, IN

Education

IFBI
PGDB
2014 — 2014
VSB Engineering College - India
Master of Business Administration - MBA
2010 — 2012
Bharathiar University
Bachelor of Commerce - BCom
2007 — 2010

Contact information

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Work email
•••••@esaf.bank.in
Personal email
•••••@•••••.com
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Current company

ESAF Bank

Banking · 6.1K employees · Founded 2016 · Thrissur Kerala State, India

“The Joy of Banking” The new age social bank is here to repurpose and redefine banking experience to you. ESAF Small Finance Bank primarily focuses on expanding the banking compass to new underbanked areas, yet stand as a bank for all with presence everywhere. We are Great Place To Work certified! Evangelical Social Action Forum (ESAF) started its journey as an NGO in the year 1992, with a larger vision of the sustainable and holistic transformation of the poor and marginalised. Since then the bank is extending a helping hand for livelihood through its micro-enterprise programs, for medical care through community health programs, for education through human resource development programs, and for shelter through disaster management and rehabilitation programs. In 2008, ESAF Microfinance and Investments Pvt. Ltd. was formed giving importance to the financial component in the holistic economic development of the poor and marginalised. The Reserve Bank of India issued an in-principle license to ESAF Microfinance and Investments Pvt. Ltd. to set up a new Small Finance Bank in October 2015. The bank started its operations on 10th March 2017. In June 2018, RBI permitted the Bank to start NRE (Rupee) Account Operations. While adhering to traditional banking services focusing on in-person customer service, the bank also has a host of modern banking services including Internet Banking, Mobile Banking, Missed Call Banking, SMS Banking etc. The doorstep delivery service and free video calling facility at branches are some of the exclusive features offered by ESAF Small Finance Bank.

esaf.bank.in

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About Sathyaraj S

Experience

Area Credit Manager

Education

IFBI

VSB Engineering College - India

Bharathiar University

Find verified contacts for anyone on LinkedIn