Sathish Kumar Maadhu

About Sathish Kumar Maadhu

Operations and payments professional with over 7 years of comprehensive experience in issuing, on-us, off-us, and acquiring operations across debit cards, credit cards, and travel cards, including NFS, VISA, MasterCard, and RuPay networks. Skilled in managing POS, e-commerce, and ATM transaction processing, with deep expertise in payment operations, settlements, and end-to-end reconciliation. Additionally experienced in invoice and billing processing, ensuring accuracy and compliance in high-volume financial environments. Known for strong operational control, stakeholder coordination, and delivering efficient, error-free financial services.Currently working as an SME/Lead – Operations & Delivery at TerraPay Solutions India Pvt. Ltd

Experience

1. Sme Lead

   TerraPay

   Feb 2025 — Present · Bengaluru, IN

   Managing international payments and travel card reconciliation across multiple financial partners and platforms.Handling mirror account reconciliation for 14 currencies, ensuring accurate reporting and compliance with global standards.Leading GOC and VISA billing reconciliation and timely GOC submissions.Coordinating profit sharing with aggregators and rebate distributions to OTAs, ensuring contractual alignment.Tracking and managing partner prefunding accounts, ensuring sufficient balances and preventing settlement failures.Resolving errors in daily settlements across POS, ATM, and e-commerce transactions.Monitoring expense and income reports to support finance teams in budgeting and forecasting.Processing high-volume daily settlements with a focus on accuracy and timely completion.Managing a cross-functional operations team, assigning tasks, mentoring team members, and monitoring KPIs.Actively involved in problem-solving for operational roadblocks, dispute resolution, and internal process improvement.