Sarthak Richhariya
VP @ Yes Bank | Financial Analyst
- Role
- Team Lead Risk Policy at YES BANK
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Sarthak Richhariya
Accomplished and detail-oriented Financial Analyst with over 12 years of experience in…
Experience
Team Lead Risk Policy
May 2022 — Present
Spearheaded policy formulation and implementation for AFHL and MLAP products, leading to a 20% reduction in portfolio risk.• Conducted regular credit policy reviews and made strategic amendments based on detailed market trend analysis and risk assessments.• Managed portfolio monitoring, including delinquency analysis and performance tracking, resulting in improved portfolio health.• Prepared RMC dashboards for retail banking, providing insightful data visualization for executive decision-making.• Oversaw quarterly health council reviews with the CRO, ensuring alignment with organizational risk management strategies.• Implemented new LOS & LMS systems, enhancing operational efficiency and accuracy.• Developed and refined PA/PQ models, scorecards, and calculators, improving risk assessment and loan approval processes.
Skills
- Powerpoint
- Microsoft Excel
- English
- Microsoft Office
- Sql
- Business Strategy
- Microsoft Word
- Public Speaking
- Corporate Finance
- Social Media
- Research
- Customer Service
- Financial Analysis
- Java
- Teamwork
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