Sarthak Jaiswal
Probationary Officer @Federal Bank
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WORK HISTORY
Probationary Officer @Federal Bank
Analyze financial statements (balance sheets, P&L statements, cash flow statements) and assess repayment history to determine creditworthiness.Evaluate stock statements to calculate the drawing power of customers (e.g, in case of CC Limit).Perform ratio analysis using metrics such as FOIR, DSC, LTV, and other financial ratios to sanction loans.Manage and oversee portfolios of loans (CV/CE loan, working capital, car, housing, agriculture, and gold loans) to ensure timely disbursements and repayments.Identify potential customers and promote banking services and products through engagement and presentations.Deliver customer service by addressing inquiries about investments and financial matters.
EDUCATION
Indian Institute Of Tourism And Travel Management
Bachelor of Business Administration - BBA, Tourism and Travel Services Management
Motilal Nehru National Institute Of Technology
MBA, Financial Engineering and Portfolio Management
Boys' High School & College
Inter, Commerce math
ABOUT SARTHAK JAISWAL
Credit Underwriting at Federal Bank Ltd
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