Saransh Singhal
Senior Manager @ Amex | Credit Strategy | IIT grad
- Role
- Senior Manager (Us Credit Collections Strategy) at American Express
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Saransh Singhal
Credit Risk Strategy professional with 8+ years of experience across consumer lending and charge cards portfolio. My exposure spans across the end-to-end credit lifecycle: Authorizations, Payments, Collections Strategy across US and 22 International markets.Led initiatives to design decision frameworks, establish policy guardrails and calibrate risk thresholds, unlocking ~300M$ annual billed business and delivering consistent multi-million$ PTI impact.Accountable for strengthening portfolio growth, maintaining governance discipline while leading teams, influencing cross-functional stakeholders
Experience
Senior Manager (Us Credit Collections Strategy)
Aug 2024 — Present · Gurugram, IN
Spearheaded the US consumer collections strategy, enhancing settlement acceptance and recovery metrics. • Designed early cancellation program for CMs with Debt Settlement Companies, improving recovery positioning. • Executed a structured test that increased settlement offers by 10%, boosting recovery by ~$20MM. • Launched a personalized settlement strategy, resulting in an annual recovery increase of ~$30MM.
Education
Indian Institute of Technology, Roorkee
Bachelor of Technology - BTech, Chemical Engineering
Alwar Public School
Senior Secondary
2002 — 2010
St johns sr sec school (C.B.S.E)
High school, science(PCM)
2010 — 2012
Indian Institute of Technology, Roorkee
Bachelor of Technology, Chemical Engineering
2012 — 2017
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