Sarah Howard

Senior Kyc Aml Analyst @JPMorganChase

Plano, TX, US

Draft, review and file SARs, conduct a SAR 90 days review.• Assists in the QC of case investigations; support quality control of investigative documentation by reviewing SAR and No SAR decisions through a specified number of quality control reviews by managing the work queue. Assists in ensuring the quality control standards and technical aspects of SAR filings are compliant with regulatory guidelines.• Preparation and submission of all Currency Transaction Reports (CTRs) within required time frames. • Investigate Transactions, critically analyze the expected versus the actual to determine if the behavior needs to be auto tuned or exceeds thresholds using Verafin software. • Perform OFAC requirement due diligence and adjudicate unidentified sanction alerts.• Reviewing, and monitoring reports related to accounts, wires, Ach, checks, and IAT.• Ensure all MSB Entities have active FinCen Registrations for types of MSB services they render and analyze MSB transactions such as 3rd Party check cashiers, money orders, currency exchange, and money transmitters.• Identify and verify Entities and subsidiaries, verification of Article of Formation and Ownership structure. • Conduct Enhanced Due Diligence on High risk accounts not limited to Payment Processors, digital currencies, Investment Client, Wealth Management and Trust.• Updating EDD and PEP list; conducting period reviews accordingly.• Verification of SOW (Source of Wealth), SOF (Source of Fund) and Use of funds.• Conduct Negative news/adverse media, FFIEC Geocode, Law Enforcement, 314a/314b, Subpoenas, and OFAC sanction screening for EDD reviews and high risk alerts and adjudicate them.• Strong knowledge of Actimize, Salesforce, Service Now, Oracle, Lexis Nexis, Verafin, etc. • Conducts Periodic KYC Reviews and Prepare Request for Information (RFI) communication with stakeholders for client outreach.