Saphalya Kumar Das
Credit Manager at ICICI Bank|| Ex-IDFC FIRST Bank||Ex- HDFC ||MBA||XIMB(19-21)||
- Role
- Credit Manager at ICICI Bank
- Location
- Bhubaneshwar, OD, IN
- LinkedIn followers
- 500 followers
About Saphalya Kumar Das
I belief that Interest comes from new experience and the potential to learn something…
Experience
Credit Manager
Oct 2023 — Present · Siliguri, IN
Accountable for the entire credit granting process, including the consistent application of a credit policy, assessment of the creditworthiness of potential customers. Underwrite SME proposals based on in-depth financial analysis with an overview of industry and to identify the risk along with mitigates, if any. Adhere the credit policies and process. Recommend changes in the credit policy to middle managementProduct/Customer HandledWorking capital, Term loan, Project financeSME/Corporate clients
Education
Xavier Institute of Management(XIM Bhubaneswar)
Master of Business Administration - MBA, Rural Management
2019 — 2021
Sambalpur University
Bachelor of Science, Physics
2014 — 2017
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