Santosh Kumar Ramani

Head - Retail Risk & Policy

Role: Head - Retail Risk & Policy at YES BANK
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Santosh Kumar Ramani

Around 21 years of work experience in Secured & Unsecured assets space in leading banks…

Experience

Head - Retail Risk & Policy
YES BANK
Apr 2024 — Present · Mumbai, IN

Education

BITS Pilani Work Integrated Learning Programmes
Master of Technology - MTech, Data Science and Engineering
Jamnalal Bajaj Institute of Management Studies (JBIMS)
MMS, Marketing
2001 — 2003
Indian Institute of Management Ahmedabad
Executive Program in Advance Business Analytics, Analytics
Fr. Conceicao Rodrigues College of Engineering, Mumbai
BE, Production
1995 — 1999

Skills

Relationship Management
Credit Cards
Credit Risk
Strategy
Mortgage Lending
Credit Analysis
Business Analysis
Retail Banking
Underwriting
Business Strategy
Credit
Financial Modeling
Portfolio Management
Loans
Management
Cross Selling
Banking
Risk Management
Team Management

Contact information

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Work email
•••••@yes.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

YES BANK

Banking · 41K employees · Santacruz East Mumbai, Maharashtra, India

YES BANK is a leading Indian private sector bank committed to transforming the financial landscape of India. With over 1200 branches nationwide and a dedicated team of YES BANKers, we strive to deliver exceptional banking solutions and empower individuals, businesses and communities to thrive. At YES BANK, we believe in the power of innovation and transparency. Operating in Retail, MSME and Corporate banking sectors, we are a full service bank and offer an extensive range of financial services. We leverage cutting-edge technology & industry insights to meet the evolving needs of our diverse clientele. One in three UPI transactions in the country are processed by YES BANK. Driven by our core values, we aim to build long lasting relationships with our customers and stakeholders. Our robust risk management framework ensures the safety and security of your finances, while our unwavering commitment to sustainability drives us to create a positive impact on society and the environment. We recognize the potential within each person and strive to unlock it through opportunities for growth, learning and innovation. Joining our ranks means joining a vibrant ecosystem of individuals who are passionate about making an impact and shaping the future of banking. Together, let’s create a future where your dreams can flourish and make a lasting impact. Note: YES BANK will NEVER ask you to reveal your User ID or Password. Therefore, never disclose your credentials (User ID, Password, OTP, PIN etc.) to anyone either through mail or over phone. If you receive any mail asking you to update or authenticate your User ID or Password, please DO NOT fall into the trap of putting in your Password or OTP or PIN.

yes.bank.in

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About Santosh Kumar Ramani

Experience

Head - Retail Risk & Policy

Education

BITS Pilani Work Integrated Learning Programmes

Jamnalal Bajaj Institute of Management Studies (JBIMS)

Indian Institute of Management Ahmedabad

Fr. Conceicao Rodrigues College of Engineering, Mumbai

Skills

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