Santosh Joshi

Experience

1. Banking Operations Senior Associate

   NTT DATA

   Oct 2025 — Present

   Highly analytical Banking Operations Associate with expertise in Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance for a major Canadian financial institution. My primary focus is on mitigating financial crime risk by performing comprehensive transaction monitoring and enhanced due diligence (EDD). I ensure strict adherence to Canadian regulations, including the Suppression of Terrorism (SOT) and economic sanctions protocols. Proven ability to investigate and report suspicious activities accurately, contributing directly to the client\'s regulatory integrity and risk management framework.AML/CTF Investigations: Proactively prevented money laundering activities by conducting comprehensive transaction monitoring and enhanced due diligence (EDD) on high-risk accounts and complex transactional flows.Sanctions and SOT Compliance: Managed and executed compliance processes related to the Suppression of Terrorism (SOT) and economic sanctions, including screening against watchlists (e.g, PEP/PEFP) to block transactions with designated entities.Suspicious Activity Reporting: Analyzed unusual patterns and investigated alerts thoroughly, escalating and documenting Suspicious Transaction Reports (STRs) in compliance with local regulatory requirements (e.g, FINTRAC guidelines).Operational Risk Management: Ensured all compliance operations adhered to strict internal policies and Canadian AML/ATF legislation, maintaining a high standard of accuracy and timely processing of all case files.Documentation & Auditing: Maintained detailed, auditable records of all investigative findings and compliance checks to support internal audits and external regulatory reviews.