Sanskar Mehetre

About Sanskar Mehetre

I am a dedicated Transaction Monitoring Analyst with hands-on experience in monitoring, investigating, and mitigating financial crime risks in the banking and payments domain. Currently at eClerx Services Ltd, I monitor merchant transactions to identify unusual or potentially suspicious activity in accordance with AML regulations and internal compliance policies. I investigate alerts by analyzing merchant profiles, transaction patterns, thresholds, risk indicators, transacting countries, BIN and PAN patterns, decline codes, and other factors to ensure accurate case resolution. I conduct comprehensive AML reviews, including CDD and EDD assessments for merchants, directors, contact persons, and cardholders, supporting precise risk classification. I leverage tools such as Brighterion, Actimize, Lexis Nexis, Salesforce, Power BI SAR Tool, Quest, NAP-SIEBEL, Sharepoint, Tableau, Treasury Management, and Backoffice for alert review and case management, while preparing detailed investigation reports to meet regulatory and audit requirements.I collaborate closely with compliance and risk teams to escalate and resolve suspicious activities, consistently achieve daily case targets, and exceed production goals when needed, which earned me the “Value Award” for achieving 104% productivity with 100% quality. Previously, I gained experience in KYC/CDD/EDD reviews at HDFC Bank, ensuring regulatory compliance and supporting high-risk customer identification. Passionate about strengthening financial crime prevention, I combine analytical rigor, compliance knowledge, and operational efficiency to protect organizations from risk and fraud.

Experience

1. Transaction Monitoring Analyst

   eClerx

   Apr 2025 — Present · Pune, IN

   Monitored merchant’s transactions with different cardholders to identify unusual or potentially suspicious activity alerted by specific rule in accordance with AML regulations and internal compliance policies. • Investigated transaction monitoring alerts by analysing merchant profiles, transaction patterns, its threshold, and risk indicators, capture method, time, transacting countries, BIN & PAN patterns, suspicious decline codes, etc. • Analysing merchant summary sometime narrow & holistic approach to review per month Average Purchase Transaction Value, Refunds, Decline Volume Percentage, Fraud & Charge back Percentage. • Conducted detailed reviews to identify AML red flags related to money laundering, fraud, and counterfeit terrorist financing. • Performed CDD and EDD assessments for merchants, directors, contact persons & cardholders to support accurate risk classification and case resolution. • Utilized transaction monitoring tools such as Brighterion, Lexis Nexis, Salesforce, Power BI SAR Tool, Quest, Backoffice, NAP-SIEBEL, Sharepoint, Tableau, Treasury Management, Actimize and Internal Systems for Alert review and Case Management. • Prepared clear, well-documented investigation reports to support regulatory requirements and internal audits. • Collaborated with compliance and risk teams (L2 level) to ensure timely escalation and resolution of suspicious activities. • Consistently achieved daily case targets while maintaining high-quality standards, and exceeded production targets when required to support team deliverables & client requirement. • Received the “Value Award” in the 2nd quarter of joining for achieving 104% productivity while maintaining 100% quality standards.

Education

• SGBAU

  Bachelor of Commerce - BCom, Business/Commerce, General

• Savitribai Phule Pune University

  Master of Business Administration - MBA, Accounting and Finance

• Amravati Divisional Board

  HSC, Science