Sanket Telwane
Credit and Risk Manager- Unsecured Assets-Risk and Credit
- Role
- Financial Services Manager at Unsecured Loans Business & Personal
- Location
- Thane, MH, IN
- LinkedIn followers
- 500 followers
Experience
Financial Services Manager
Unsecured Loans Business & Personal
Nov 2023 — Present · Mumbai, IN
Responsible for underwriting credit appraisals and sanctioning unsecured business loan applications as per defined credit policy guidelines.Conducted telephonic and video-based Personal Discussions (PDs) with customers to evaluate credit proposals.Supervised end-to-end loan processes including login, processing, disbursement, and MIS management.Ensured quick turnaround time (TAT) for customer loan applications under the digital unsecured business loan process.Prepared PD notes and credit recommendation notes for approval from higher authorities.Managed a team of Assistant Managers – Credit, Risk, and CPA, ensuring:Productivity and quality of casesControl over errors and delinquenciesMonitoring of First Bounce, NPA, Non-Starter case ratiosTeam training, development, and performance monitoringCoordinated with Policy, CRM, Operations, and DSA teams to ensure timely and efficient processes.Responsible for audit requirements and regulatory compliance for the assigned area.Effectively assessed credit risk and current/potential client viability.
Education
Vinayaka Mission's Research Foundation - University
Bsc, MBA
2011 — 2013
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