Sanjoy Bhattacharjee

Chief Data Officer | Turning Data into Trust, Governance into Growth & Risk into Resilience | Financial Services Transformation Leader

Role: Chief Data Officer at HDFC Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

Information TechnologyView LinkedIn profile

About Sanjoy Bhattacharjee

As a transformational banking executive with over 25 years of leadership across enterprise data strategy, credit risk governance, and digital transformation, I believe in turning data into trust and governance into growth.Currently serving as Chief Data Officer & Head – Integrated Credit Control & Credit Bureau Strategy at HDFC Bank Ltd, I lead large-scale data governance and regulatory initiatives that anchor compliance excellence, portfolio resilience, and customer trust.My professional journey spans leadership roles where I’ve been privileged to design and operationalize frameworks that integrate credit risk, automation, and regulatory intelligence at enterprise scale.Key milestones include achieving a 99.9% Data Quality Index across 10+ crore customer credit records, spearheading India’s first Consent Management System, and institutionalizing Data-as-a-Service (DaaS) and Clean Room architectures that elevate analytics maturity.I’m deeply committed to creating ecosystems that are compliant by design and transformative by intent — fostering collaboration between regulators, industry bodies, and institutions to drive responsible data innovation.Core Areas: Data Governance | Regulatory & Policy Leadership | Risk & Portfolio Management | Automation & AI Strategy | Credit Bureau Ecosystems | Leadership & Culture Transformation

Experience

Chief Data Officer
HDFC Bank
Nov 2024 — Present

Education

AICTE
Post Graduate Diploma in Business Administration, Finance, General
1998 — 2000

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Sanjoy Bhattacharjee

Experience

Chief Data Officer

Education

AICTE

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