Sanjay Varghese
Payments • EMV Chip Technologies • Level 3/Level 2 Certification Expert • Fintech
- Role
- Principal Payment Tech Development at Discover
- Location
- Pune, IN
- LinkedIn followers
- 500 followers
About Sanjay Varghese
He have extensive experience in EMV Chip implementation with Discover Financial Services Inc. He is an expert in this area and delivered EMV Certifications for 100+ Host/Terminals/Clearing & Settlement independently in past 48 months. He is an SME working as a Senior Consultant with Capgemini Financial Services Strategic Business Unit and worked on VISIONPLUS Software Professional for around 60 months, he has over all experience of 9+ Years in Credit/Debit Cards Payment Industry. Has got knowledge of Card issuing side business as well as interchange business processes like Clearing and settlement, Disputes, Authorizations, Merchant boarding, customer servicing interface, network reporting and fees processing etc. He has got extensive application and business knowledge with pioneers in the Payments industry such as Discover network, Visa, Diners club international and PULSE network. He worked on various Certification tools associated with EMV Chip technology. Specialties- EMV and Chip Payments SME - EMV Migration for Issuers and Acquirers - ISO 8583/Authorizations, Clearing and settlement, Disputes, Contactless technologies/ ISO
Experience
Principal Payment Tech Development
Dec 2021 — Present · Maharashtra, IN
Responsible for leading the design, development, testing, certification and delivery activities for Contact & Contactless chip technologies, Mobile payments and other emerging technology based solutions for card acceptance devices. Subject Matter Expert on EMV Level 3 E2E Certification Program across Discover\'s product verticals.
Education
• Oriental Institute of Science & Technology Bhopal
Bachelor of Engineering (B.E.), Information Technology, Ist Grade
2001 — 2005
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