Sanjay S
Assistant Credit Manager @Electronica Finance Limited
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WORK HISTORY
Assistant Credit Manager @Electronica Finance Limited
Bengaluru, IN
Primarily focusing on credit assessment, risk management, and portfolio monitoring.Responsibilities1) Assess and underwrite credit applications for Equipment Finance upto ₹5 Crore, LAP upto ₹5 Crore, Unsecured Business Loans upto ₹20 Lakhs.2) Conduct thorough financial analysis and risk assessments.3) Evaluate creditworthiness and prepare detailed credit reports.4) Manage the credit approval process, ensuring compliance with company policies.5) Monitor and review existing loan portfolios to identify and mitigate risks.6) Collaborate with sales and operations teams to ensure smooth processing of loan applications.7) Conduct Personal Discussions (PD) & Field Investigations (FIR).8) Prepare Credit Appraisal Memos (CAM), Financial Highlights (FH), and Management Opinion Sheets (MOS).
EDUCATION
Sri Jagadguru Renukacharya College of Science Arts and Commerce
PUC, SEBA
Sri Jagadguru Renukacharya College of Science Arts and Commerce
Bachelor of Business Administration - BBA, Finance
Sathya Kannada & English High School
Secondary Schooling
ABOUT SANJAY S
In the Long Run my Objective is Moving up in the Hierarchy of the Organization by…
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