Sanjay Kumar
Regional Credit Manager II IDFC FIRST Bank ll Crisil Certified underwriter ll Sales Strategy
- Role
- Regional Credit Manager at IDFC FIRST Bank
- Location
- Indore, MP, IN
- LinkedIn followers
- 500 followers
About Sanjay Kumar
Mr. Sanjay is expert in MSME loans and has around 14 years of experience in credit appraisal and risk management. Expertise spans mortgage lending, MSME, underwriting, and credit risk management, with a focus on home loans, loans against property (LAP), and business loans. Currently, underwriting credit appraisals for Madhya Pradesh and Maharashtra, driving strategic solutions aligned with organizational goals. Prior roles include leading multi-regional teams and optimizing underwriting processes, managing large-scale branch operations, and fostering collaboration across credit managers. Strong commitment to delivering high-quality credit decisions while maintaining robust risk controls. Recognized for a data-driven approach to decision-making and empowering teams to achieve operational excellence.
Experience
Regional Credit Manager
Oct 2024 — Present · Indore, IN
Credit appraisals for MP and MH
Education
IIBF
JAIIB, Banking
2014 — 2015
T.A.Pai Management Institute, Manipal
Leadership devlopment programme, leadership development
2014 — 2014
Magadh University, Bodh Gaya
Bachelor of Business Management, Business Administration and Management, General
2007 — 2010
Manipal Academy of Higher Education
Master of Business Administration - MBA, Banking and fInance
2011 — 2014
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