Sanjay Inani

Executive Vice President @YES BANK

Mumbai, IN

Yes Bank Ltd, Mumbai as Senior Vice President from June-15 to till date and currently working in Internal SME Product & Policy team from June-18 to till date and job responsibilities include:• Innovating and improving products implementation and work process to align to best practices in risk and customer delivery.• Continuous re-engineering of credit process and policy and strategy for MSME Banking to be in line with Bank Risk apatite and changing external environment.• Training and mentoring Relationship Managers and Credit Managers for effective credit policy and delivery.• Monitoring the portfolio on regular basis on delinquency, pending deferrals and renewals.• Digital Transformation, Fintech Partnerships, AnalyticsPrior to this worked in Internal Audit team from June-15 to Jun-18 and job responsibilities include• Managing the credit audit team for Business Banking, Commercial Business Banking and Emerging Corporate Banking group (having turnover up to 1500 Cr) with a team of 10 auditors.• Making risk based sample of the borrowers and processes to be done in each quarter for audit.• Preparation of the audit planning memorandum to cover all the different location.• Review of corporate lending files under the Loan Review Mechanism process. Areas like pre sanction due diligence, credit assessment, documentation and post sanction monitoring. • Risk based assessment of processes, internal controls and assigning risk rating to each audit. • Reviewing finding and sending to auditee for reply, discussion with auditee and preparing half yearly audit report and completion in Pentana Vision as per ISO time lines.• Maintaining open audit issue tracker and carrying out periodic discussion and reconciliation of the same.• Follow-up with the Concurrent auditor for compilation of the assigned work at different location.

Mohanlal Sukhadia University

Bachelor of Science (B.Sc.)

The Institute of Chartered Accountants of India

Chartered accountant