Sanjay Gwalani
- Role
- Vice President - Risk Product Management, Platform Modernization at American Express
- Location
- New York, NY, US
- LinkedIn followers
- 500 followers
About Sanjay Gwalani
Risk Product leader skilled at building credit card, digital banking & platform products.…
Experience
Vice President - Risk Product Management, Platform Modernization
Jan 2021 — Present
Responsible for • Risk Product Management – Lead a team of product managers developing roadmaps for new products & enhance strategies on existing products. Annual roadmaps include 150M PTI benefits to the company. • Risk Product Development – Lead a full-stack Product & Engineering team to develop & deploy Risk strategies globally using Scaled Agile supporting 100+ million customers & $1.2 T charge volume. • Product Management for Credit & Fraud Risk Strategies – Positioned Amex to win through the cycle with several digital strategies - Bank Based Underwriting, Online Settlements & Financial Relief Program (FRP 2.0). Reduced fraud losses to lowest in industry based on of innovative strategies – Self learning Models, Next Gen Authentication, Compromise detection, Improved Intelligence using 3rd party data. • New Product Development + Continuous improvement - Digital Banking, Amazon Business Card, Personal Loans, Pay it Plan it, Apple Pay, Proactive & Reactive line increase etc resulting in $10.6+ billion increase in annual billed business,$2B in AR and $440+ million in incremental PTI. • Foundational Engineering of Risk Platforms — Data Platform, Data Management, Third-party Data Integrations, Decision Engine, Rules Mgmt Tool, enabled elasticity through Cloud, modular design using API’s & Microservices. Led Experimentation and Testing innovations to enable quick test & learn of products. • Platform Modernization Roadmap – Multi-year roadmap to modernize Risk Platform ecosystem for Onboarding, Limit Management & Point of Sale Authorizations from mainframe to modern distributed stack
Education
Thunderbird School of Global Management
Executive MBA, Global Management
2006 — 2008
University of Mumbai
Electronics Engineering
1992 — 1996
Skills
- Sql
- Program Management
- Strategic Planning
- Governance
- Product Development
- Mobile Payments
- Data Analysis
- Analytics
- Business Intelligence
- Product Management
- Risk Management
- Strategy
- Business Analysis
- Fraud
- Analysis
- Process Improvement
- Vendor Management
- Credit Cards
- Business Process Improvement
- Software Development
- Databases
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