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Current company Coverfox Insurance
Insurance · 504 employees · Founded 2013 · Mumbai, Maharashtra, India
Coverfox is Bharat's largest Insurance Distribution Platform
India has built the world's largest borrower market — yet the same population that drives 45% of the country's GDP remains largely unprotected. Less than 10% of rural Indians hold individual life insurance. 39% of healthcare expenses are paid out of pocket. Every year, millions of families are pushed into poverty by a single health event that insurance could have covered.
We believe this isn't a market failure — it's a distribution failure. Credit has already reached India's last mile through NBFCs, microfinance institutions, and cooperative banks who are trusted, present, and embedded in their communities. Insurance never arrived with it.
Coverfox closes this gap. We partner with lenders to embed insurance directly into the financial journeys people already trust — at the point of a loan, through a no-code API platform, with real-time issuance and seamless claims. No cold acquisition. No friction. Just protection, delivered where people already are.
Today, we work with 40+ lending partners across India, have insured over 10 million households, and are scaling toward our 2030 mission: protect 100 million lives and unlock the ₹8 lakh crore "missing middle" of Indian insurance.
Insurance is sold, not bought. We're changing who it gets sold to — and how.
Coverfox. Bridging the Insurance Gap in Bharat.