Sanjay Chaudhary

Assistant Manager @Paytm

Noida, IN

Spearhead risk assessments for newly launched products and services to identify potential vulnerabilities.Monitor evolving fraud trends and present actionable insights to internal stakeholders and risk committees.Liaise with regulatory bodies (e.g, RBI) and lending partners to resolve escalations and ensure alignment with compliance expectations.Conduct periodic audits of internal processes and implement enhanced controls to strengthen fraud detection.Build and maintain fraud trend dashboards, incident reports, and MIS for senior management review.Collaborate cross-functionally with Product, Tech, and Legal teams to develop end-to-end fraud mitigation strategies.Lead Quality Control (QC) audits during merchant onboarding by validating KYC documents and ensuring adherence to SOPs across various entity types (Proprietorships, Pvt. Ltd, LLPs, etc.).Current Project: Fraud Mitigation using DoT\'s MNRL DataA cutting-edge initiative in collaboration with the Department of Telecommunications (DoT) aimed at preventing fraud through telecom intelligence:Integrating Mobile Number Reallocation List (MNRL) data into Paytm’s risk engine to flag reissued or high-risk mobile numbers.Developing rule-based and real-time alerting systems to prevent account misuse from recycled phone numbers.Enhancing fraud detection by leveraging telecom data signals for proactive user verification and risk scoring.

Chatrapati Sahuji Maharaj Kanpur University, Kanpur

Commerce