Sanford Roy

WORK HISTORY

EDUCATION

ABOUT SANFORD ROY

My focus is on helping high net worth Individuals, families and business owners streamline their financial lives to pursue their personal goals. I strive to provide an extensive range of services to meet the needs of my clients including wealth management, investment advice, portfolio construction and management, trust and estate services, as well as providing access to financing, banking, and insurance. I have developed an institutional approach to the investment management process, by helping clients develop a customized investment plan that incorporates risk tolerance, income needs, restrictions, and asset allocation. After careful implementation of the strategy, the clients then agree upon a formal review schedule to help measure results against stated objectives and make adjustments as necessary. I joined Merrill following a successful career in Biotechnology. I enjoy travel, spending time with my wife Jan and our two children, Ashley and Forrest as well as outdoor activities.*Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.*Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.*Trust, fiduciary, and investment management services[, including assets managed by the Specialty Asset Management Team,] are provided by Bank of America, N.A, Member FDIC, and wholly owned subsidiary of Bank of America Corporation (\"BofA Corp.\"), and its agents.*Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute\'s initial and ongoing credentialing requirements for investment management professionals.