Sandra Anglin Caldwell

About Sandra Anglin Caldwell

Board-ready Chief Financial Officer with over 20 years of progressive leadership in insurance and reinsurance finance. Proven track record of delivering capital discipline, regulatory compliance, and operational efficiency that drives profitable growth. Expertise includes US GAAP, NAIC SAP, IFRS 17/9, Solvency II, and RBC frameworks. Skilled at enhancing capital coverage and liquidity, streamlining financial close processes, and leading finance transformation initiatives.A strategic partner to executive leadership and boards, I am passionate about building high-performing teams, elevating leadership culture, and driving data-driven decision making. Adept at managing investor and rating agency relations, reinsurance structures, and treasury & investment strategies. Executive Highlights- Improved leadership culture resulting in a 12–20% increase in employee engagement scores- Enhanced capital coverage and liquidity by over 40%, strengthening financial resilience- Accelerated financial close cycles by 25% through MAR/SOX enhancements and process automation- Achieved $2M in cost savings and automated claims checks, improving operational efficiency- Led IFRS 17 implementation and developed investor-grade board reporting frameworks.

Experience

1. Chief Financial Officer

   Munich Re

   Oct 2023 — Present · Ta\' Xbiex, MT

   Lead finance and accounting for a €4B retrocession portfolio. Oversee liquidity, capital adequacy, treasury, investments, SII, and serve as a Board member with responsibility for transparent reporting and strategic financial guidance.

Education

• Drexel University

  Executive MBA, General Business

• University of Waterloo

  BA (Hon), Accounting

Skills

• Analysis
• Sarbanes-Oxley
• Leadership
• Erm Framework / Monitoring
• General Ledger
• Investor and Banking Relations
• Shareholder Value
• Cost Accounting
• Account Reconciliation
• Productivity / Efficiency Improvements
• Financial Analysis
• Financial Reporting
• Operational and Financial Turnaround
• Program Management
• Corporate Planning
• Strategic Finance
• Forecasting
• Managerial Finance
• Accounting
• Six Sigma
• Insurance
• Team Building
• Management
• Gaap
• IT Strategy and Project Evaluation
• Budget Planning, Development and Control
• Operational / Financial Risk Management
• Change Management
• Regulatory Compliance / Sox
• Process Improvement
• Project Management
• Risk Management
• Strategic Planning
• Start-Ups
• Sarbanes-Oxley Act
• Business Opportunity Assessment
• Analytics
• Auditing
• Business Strategy
• Internal Controls