Sandesh Kunder

Product Incharge - Mobility @National Payments Corporation Of India Npci

Maharashtra, IN

Developed products to digitize transit payments across India, playing a key role in conceptualizing and executing India\'s first interoperable offline real•time payment system—the National Common Mobility Card (NCMC).• Steered sustainable pricing and revenue models to proliferate NCMC, collaborating with industry stakeholders to champion acceptance and develop new use cases like access management and identity management.• Partnered with banks to refine guidelines, boost adoption, and enhance consumer convenience. Led tech and ops teams to align product requirements, maintaining competitive positioning through bank engagement and compliance.• Facilitated workshops with RuPay•certified banks to enhance product performance.• Collaborated with regulators, government ministries, banks, and fintechs to propel innovation in payments.Achievements:• Deployed NCMC across major transit operators in India, expanding interoperability to serve as an all•in•one solution.• Increased NCMC readiness among RuPay contactless card issuers from 2% to 90%.• Recognized as a fintech thought leader; led workshops at Global Fintech Fest and Umagine.

SVKM's Narsee Monjee Institute of Management Studies (NMIMS)

MBA - Master of Business Administration