Sandeep Malge
Kotak Mahindra Bank- Credit manager- credit card and Home loan
- Role
- Deputy Manager at Kotak Mahindra Bank
- Location
- Thane, MH, IN
- LinkedIn followers
- 500 followers
About Sandeep Malge
worked with Kotak Mahindra Bank As a credit manager for home loan 1.7years and second…
Experience
Deputy Manager
Nov 2022 — Present · Thane, IN
To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy, Applicant CIBIL and other asset and liabilities under various programs & KYC guidelines.@ Analyzing financials and evaluating customer credit worthiness for approving or rejecting credit card applications.@ Maintaining and processing cases within TAT as per maintained by Bank.@ Ensure to maintained acceptable audit quality report every month.@ Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.@ Basis on performance I was working for Open Market channel, wherein bureau base decision was taken considering applicant profile.@ Having knowledge of CIBIL and its reporting/enquires.@ Till date was in Top performer with 100% quality rate.@ Along with Credit Card Underwriting, I was also involved in various day to day activities.@ Maintaining team attendance MIS on daily and publishing the same to management.@ Relook decline cases to determine any application can be converted to positive side. This will might assist to hike the approval rate.@ Correction in wrongly tagged cities in LOS for Collection purpose.@ Handling various escalation received within organization.@ Conducting hurdles on daily basis.@ Training new joinees and help them with the buddy up sessions.@ Working on Incorrect FI agencies comments to verification team and senior managers with the purpose of TAT as well as cost saving.@ Identifying limit errors provided by underwriter’s to customer and highlighting the concern team to make the changes.@ Currently working in Project to build new LOS along with UAT testing.
Education
Kalinga University, Raipur
Bachelor of Commerce - BCom
2017 — 2019
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