Sandeep Kumar Jha

Assistant General Manager (Legal & Recovery) @National Housing Bank

New Delhi, IN

Presently working as Assistant General Manager (Legal & Recovery) with the National Housing Bank (NHB) in the Legal & Recovery Department, Head Office. It is a statutory body under the Government of India and an apex-level institution for housing. It is the erstwhile regulator and the current supervisor of Housing Finance Companies (HFCs) in India.Key Expertise Legal Operations & Litigation Management – Supervised NHB’s litigation portfolio, advocate appointments, and compliance with court orders, ensuring effective case management and regulatory adherence. Legal Risk & Policy Compliance – Formulated policies on one-time settlements and NPA write-offs, achieving 80% NPA write-offs in six months while mitigating legal risks. Strategic Legal Advisory – Advised top management on banking laws, regulations, corporate governance, and compliance, strengthening the institution’s legal framework. Leadership & Team Development – Managed, trained, and evaluated NHB’s legal team, enhancing their efficiency and legal acumen. Training and Capacity Building - Conducted training sessions for officers of HFCs. Contract & Loan Documentation – Reviewed legal documents for refinance assistance to banks and housing finance institutions, ensuring regulatory compliance and contract integrity. Supervised Legal Audits for Refinance & Project Finance Departments, ensuring timely compliance submissions. Regulatory & Legislative Input – Provided expert legal opinions on draft bills, notifications, and schemes from Ministries, RBI, and other regulatory bodies, influencing key policy decisions. RTI Compliance & Transparency – Designated as the Alternate Central Public Information Officer. Debt Recovery & NPA Management – Led legal strategies for recovery, improving distressed asset resolution and financial stability.

Campus Law Centre, Faculty Of Law, University of Delhi

Bachelor of Laws - LLB

Delhi University

Master of Arts - MA

Kirori Mal College, University of Delhi

Bachelor of Arts - BA (Hons.)

The Army Public School, Dhaula Kuan, New Delhi

AISSCE