Sanat Samanta

Versatile Banking Professional | Banking Ops | Credit Analysis (Spreading, Ratio & CAM) | Client Relationship Mgmt | Internal Audit | Process Improvement Expert | Open to Roles | Immediate Joiner

Role
Business Banking Relationship Manager at HDFC Bank
Location
Kolkata, WB, IN
LinkedIn followers
500 followers
Sales & Business DevelopmentView LinkedIn profile

Experience

  1. Business Banking Relationship Manager

    HDFC Bank

    Jul 2024 — Present · Kolkata, IN

    Oversee a portfolio of 20–35 Business Banking Group (BBG) creditrelationships, primarily with SME clients with a portfolio size of 200crores Approx.Prepare Credit Appraisal Memorandums (CAMs), address relatedqueries, and manage both pre-disbursement documentation—includinglegal and technical assessments—and post-disbursement compliance.Manage stressed accounts and oversee the regularization of temporaryoverdrafts (TODs).Collaborate with internal stakeholders for CAM approvals, deferralwaivers, and other customer requirements.Conduct in-depth financial assessments to understand clientrequirements, evaluate creditworthiness, and make informedrecommendations based on financial analyses.Engage regularly with branch teams to generate leads and convert theminto business opportunities.Achieve personal sales targets and contribute to the bank\'s revenuegrowth by cross-selling a range of banking products—including assetproducts, liability accounts, and third-party offerings—to existing clientsand their associated groups.

Education

  • K. D. College of commerce & General Studies

    Bachelor of Commerce (B.Com.)

    2006 — 2009

  • ICFAI Business School

    POST GRADUATION PROGRAMME IN MANAGEMENT

    2012 — 2014

Skills

  • English
  • Time Management
  • Negotiation
  • Accounting
  • Microsoft Office
  • Marketing Communications
  • Customer Service
  • Business Strategy
  • Credit
  • Analysis
  • Management
  • Microsoft Word
  • Team Leadership
  • Public Speaking
  • Business Development
  • Leadership
  • Research
  • Powerpoint
  • Microsoft Excel
  • Financial Analysis
  • Crm
  • Teamwork
  • Banking
  • Team Management

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Sanat Samanta — Business Banking Relationship Manager at HDFC Bank in Kolkata, WB, IN | Unifers