Sanat Samanta
Versatile Banking Professional | Banking Ops | Credit Analysis (Spreading, Ratio & CAM) | Client Relationship Mgmt | Internal Audit | Process Improvement Expert | Open to Roles | Immediate Joiner
- Role
- Business Banking Relationship Manager at HDFC Bank
- Location
- Kolkata, WB, IN
- LinkedIn followers
- 500 followers
Experience
Business Banking Relationship Manager
Jul 2024 — Present · Kolkata, IN
Oversee a portfolio of 20–35 Business Banking Group (BBG) creditrelationships, primarily with SME clients with a portfolio size of 200crores Approx.Prepare Credit Appraisal Memorandums (CAMs), address relatedqueries, and manage both pre-disbursement documentation—includinglegal and technical assessments—and post-disbursement compliance.Manage stressed accounts and oversee the regularization of temporaryoverdrafts (TODs).Collaborate with internal stakeholders for CAM approvals, deferralwaivers, and other customer requirements.Conduct in-depth financial assessments to understand clientrequirements, evaluate creditworthiness, and make informedrecommendations based on financial analyses.Engage regularly with branch teams to generate leads and convert theminto business opportunities.Achieve personal sales targets and contribute to the bank\'s revenuegrowth by cross-selling a range of banking products—including assetproducts, liability accounts, and third-party offerings—to existing clientsand their associated groups.
Education
K. D. College of commerce & General Studies
Bachelor of Commerce (B.Com.)
2006 — 2009
ICFAI Business School
POST GRADUATION PROGRAMME IN MANAGEMENT
2012 — 2014
Skills
- English
- Time Management
- Negotiation
- Accounting
- Microsoft Office
- Marketing Communications
- Customer Service
- Business Strategy
- Credit
- Analysis
- Management
- Microsoft Word
- Team Leadership
- Public Speaking
- Business Development
- Leadership
- Research
- Powerpoint
- Microsoft Excel
- Financial Analysis
- Crm
- Teamwork
- Banking
- Team Management
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