Sameer Sharma

Senior Mortgage Underwriter @Community Trust

Toronto, ON, CA

Receive, review, analyze and verify mortgage applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of Company’s underwriting policies, procedures and guidelines per delegated authority matrices2. Make prudent credit decisions on complex mortgage files3. Assess the Income, Ability, Intention, Business sustainability & Credit behavior and verify the samethrough various checks like Income documents and Reference/Online checks4. Adhere to applicable compliance obligations including Privacy, Anti-Money Laundering/Anti-TerroristFinancing and internal Anti-Fraud Policy requirements5. Prepare loan proposals, detailing the loan eligibility as well as justifying the purpose of the funds andthen issue mortgage commitments outlining all conditions that must be met to lender’s satisfaction 6. Review completeness and quality of file documentation prepared by Originations prior to funding7. Specialized in handling last minute Rush Purchases along with Foreign down payment as well asForeign income8. Managing pipeline to adhere to published SLAs9. Maintain a healthy credit portfolio by efficient product scheme structuring and controlling accountdelinquencies10.Build exceptional goodwill and relationship by directly coordinating with mortgage brokers and related business partners

Spring Dale Senior School

12th, Accounting, Economics, Business Management

JRE SCHOOL OF MANAGEMENT

Postgraduate Degree, Financial management, Accounting, Banking

DAV College Amritsar

Bachelor of Commerce - BCom, Accounting and Banking

St. Francis School, Amritsar

10th, Maths, Physics, Biology, Chemistry